FSharp.Finance.Personal
Amortisation Flowchart
flowchart TD
start([amortise])
start-->i_par[/parameters/]
i_par-->bas_par[basic parameters]-->q_sch_con
i_par-->adv_par[advanced parameters]-->f_tim_pen
start-->i_act_pay[/actual payments/]
bas_par-->f_tim_pen
i_act_pay-->f_tim_pen
o_bas_sch-->f_tim_pen
o_app_pay-->f_set_pay_win
i_par-->f_set_pay_win
subgraph "calculate basic schedule"
subgraph "generate items"
q_sch_con{schedule
config?} q_sch_con-->|auto-generated|f_cal_lev_pay q_sch_con-->|fixed|o_bas_ite q_sch_con-->|custom|o_bas_ite f_cal_lev_pay[[calculate level payment]]-->o_bas_ite o_bas_ite[/basic items/] end o_bas_ite-->q_int_met{interest
method?} q_int_met-->|add-on|f_cal_ini_int[[calculate initial interest]]-->f_adj_fin_pay q_int_met-->|actuarial|f_adj_fin_pay f_adj_fin_pay[[adjust final payment]]-->o_bas_sch o_bas_sch[/basic schedule/]-->f_cal_apr f_cal_apr[[calculate APR]]-->f_cal_sta f_cal_sta[[calculate stats]]-->o_bas_sta o_bas_sta[/basic stats/] end o_bas_sta-->f_set_pay_win subgraph "apply payments" f_tim_pen[[time-out pending payments]]-->f_com_pay f_com_pay[[compare scheduled and actual payments]]-->f_gen_set f_gen_set[[generate settlement payment]]-->f_app_gro_cha f_app_gro_cha[[apply & group charges]]-->o_app_pay o_app_pay[/applied payments/] end subgraph "calculate amortisation" f_set_pay_win[[set payment windows]]--> f_cal_pay_due[[calculate payment due]]--> f_app_cha[[apportion charges]]--> f_app_int[[apportion interest]]--> f_cal_fee_reb[[calculate fee rebate]]--> f_app_fee[[apportion fee]]--> f_app_pri[[apportion principal]]--> f_car_cha_int[[carry charges & interest]]--> f_set_bal_sta[[set balance status]]--> f_set_pay_sta[[set payment status]]--> f_cal_set_fig[[calculate settlement figure]]--> f_cal_gen_pay[[calculate generated payment]]--> f_cal_bal[[calculate balances]]--> f_mar_mis_pay[[mark missed payments]]-->o_amo_sch f_cal_fin_sta[[calculate final stats]]-->o_amo_sta o_amo_sch[/amortisation schedule/]-->f_cal_fin_sta o_amo_sta[/amortisation stats/] end o_bas_sch-->finish o_bas_sta-->finish o_amo_sch-->finish o_amo_sta-->finish finish([basic schedule & stats,
amortisation schedule & stats])
config?} q_sch_con-->|auto-generated|f_cal_lev_pay q_sch_con-->|fixed|o_bas_ite q_sch_con-->|custom|o_bas_ite f_cal_lev_pay[[calculate level payment]]-->o_bas_ite o_bas_ite[/basic items/] end o_bas_ite-->q_int_met{interest
method?} q_int_met-->|add-on|f_cal_ini_int[[calculate initial interest]]-->f_adj_fin_pay q_int_met-->|actuarial|f_adj_fin_pay f_adj_fin_pay[[adjust final payment]]-->o_bas_sch o_bas_sch[/basic schedule/]-->f_cal_apr f_cal_apr[[calculate APR]]-->f_cal_sta f_cal_sta[[calculate stats]]-->o_bas_sta o_bas_sta[/basic stats/] end o_bas_sta-->f_set_pay_win subgraph "apply payments" f_tim_pen[[time-out pending payments]]-->f_com_pay f_com_pay[[compare scheduled and actual payments]]-->f_gen_set f_gen_set[[generate settlement payment]]-->f_app_gro_cha f_app_gro_cha[[apply & group charges]]-->o_app_pay o_app_pay[/applied payments/] end subgraph "calculate amortisation" f_set_pay_win[[set payment windows]]--> f_cal_pay_due[[calculate payment due]]--> f_app_cha[[apportion charges]]--> f_app_int[[apportion interest]]--> f_cal_fee_reb[[calculate fee rebate]]--> f_app_fee[[apportion fee]]--> f_app_pri[[apportion principal]]--> f_car_cha_int[[carry charges & interest]]--> f_set_bal_sta[[set balance status]]--> f_set_pay_sta[[set payment status]]--> f_cal_set_fig[[calculate settlement figure]]--> f_cal_gen_pay[[calculate generated payment]]--> f_cal_bal[[calculate balances]]--> f_mar_mis_pay[[mark missed payments]]-->o_amo_sch f_cal_fin_sta[[calculate final stats]]-->o_amo_sta o_amo_sch[/amortisation schedule/]-->f_cal_fin_sta o_amo_sta[/amortisation stats/] end o_bas_sch-->finish o_bas_sta-->finish o_amo_sch-->finish o_amo_sta-->finish finish([basic schedule & stats,
amortisation schedule & stats])