AprEuTest_fp03_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 3 |
95.72 |
7.5952 |
7.59 |
88.13 |
0.00 |
229.13 |
7.5952 |
7.59 |
88.13 |
| 33 |
95.72 |
54.8537 |
54.85 |
40.87 |
0.00 |
188.26 |
62.4489 |
62.44 |
129.00 |
| 64 |
95.72 |
46.5718 |
46.57 |
49.15 |
0.00 |
139.11 |
109.0207 |
109.01 |
178.15 |
| 94 |
95.72 |
33.3029 |
33.30 |
62.42 |
0.00 |
76.69 |
142.3236 |
142.31 |
240.57 |
| 125 |
95.66 |
18.9716 |
18.97 |
76.69 |
0.00 |
0.00 |
161.2952 |
161.28 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 3, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 04 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 50.84 % |
Initial APR: 1278.7 % |
| Level payment: 95.72 |
Final payment: 95.66 |
Last scheduled payment day: 125 |
| Total scheduled payments: 478.54 |
Total principal: 317.26 |
Total interest: 161.28 |
FSharp.Finance.Personal