AprEuTest_fp03_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 3 |
87.11 |
7.5952 |
7.59 |
79.52 |
0.00 |
237.74 |
7.5952 |
7.59 |
79.52 |
| 33 |
87.11 |
56.9150 |
56.91 |
30.20 |
0.00 |
207.54 |
64.5102 |
64.50 |
109.72 |
| 64 |
87.11 |
51.3412 |
51.34 |
35.77 |
0.00 |
171.77 |
115.8514 |
115.84 |
145.49 |
| 94 |
87.11 |
41.1217 |
41.12 |
45.99 |
0.00 |
125.78 |
156.9731 |
156.96 |
191.48 |
| 125 |
87.11 |
31.1155 |
31.11 |
56.00 |
0.00 |
69.78 |
188.0886 |
188.07 |
247.48 |
| 156 |
87.04 |
17.2622 |
17.26 |
69.78 |
0.00 |
0.00 |
205.3508 |
205.33 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 3, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 04 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 64.72 % |
Initial APR: 1274.6 % |
| Level payment: 87.11 |
Final payment: 87.04 |
Last scheduled payment day: 156 |
| Total scheduled payments: 522.59 |
Total principal: 317.26 |
Total interest: 205.33 |
FSharp.Finance.Personal