AprEuTest_fp04_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 4 |
110.02 |
10.1269 |
10.12 |
99.90 |
0.00 |
217.36 |
10.1269 |
10.12 |
99.90 |
| 34 |
110.02 |
52.0360 |
52.03 |
57.99 |
0.00 |
159.37 |
62.1629 |
62.15 |
157.89 |
| 65 |
110.02 |
39.4250 |
39.42 |
70.60 |
0.00 |
88.77 |
101.5879 |
101.57 |
228.49 |
| 95 |
110.02 |
21.2515 |
21.25 |
88.77 |
0.00 |
0.00 |
122.8394 |
122.82 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 4, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 05 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 38.71 % |
Initial APR: 1291.7 % |
| Level payment: 110.02 |
Final payment: 110.02 |
Last scheduled payment day: 95 |
| Total scheduled payments: 440.08 |
Total principal: 317.26 |
Total interest: 122.82 |
FSharp.Finance.Personal