AprEuTest_fp04_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 4 |
96.46 |
10.1269 |
10.12 |
86.34 |
0.00 |
230.92 |
10.1269 |
10.12 |
86.34 |
| 34 |
96.46 |
55.2822 |
55.28 |
41.18 |
0.00 |
189.74 |
65.4092 |
65.40 |
127.52 |
| 65 |
96.46 |
46.9379 |
46.93 |
49.53 |
0.00 |
140.21 |
112.3471 |
112.33 |
177.05 |
| 95 |
96.46 |
33.5663 |
33.56 |
62.90 |
0.00 |
77.31 |
145.9133 |
145.89 |
239.95 |
| 126 |
96.43 |
19.1249 |
19.12 |
77.31 |
0.00 |
0.00 |
165.0383 |
165.01 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 4, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 05 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 52.01 % |
Initial APR: 1284.1 % |
| Level payment: 96.46 |
Final payment: 96.43 |
Last scheduled payment day: 126 |
| Total scheduled payments: 482.27 |
Total principal: 317.26 |
Total interest: 165.01 |
FSharp.Finance.Personal