AprEuTest_fp04_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 4 |
87.79 |
10.1269 |
10.12 |
77.67 |
0.00 |
239.59 |
10.1269 |
10.12 |
77.67 |
| 34 |
87.79 |
57.3578 |
57.35 |
30.44 |
0.00 |
209.15 |
67.4848 |
67.47 |
108.11 |
| 65 |
87.79 |
51.7395 |
51.73 |
36.06 |
0.00 |
173.09 |
119.2243 |
119.20 |
144.17 |
| 95 |
87.79 |
41.4377 |
41.43 |
46.36 |
0.00 |
126.73 |
160.6621 |
160.63 |
190.53 |
| 126 |
87.79 |
31.3505 |
31.35 |
56.44 |
0.00 |
70.29 |
192.0125 |
191.98 |
246.97 |
| 157 |
87.67 |
17.3883 |
17.38 |
70.29 |
0.00 |
0.00 |
209.4009 |
209.36 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 4, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 05 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 65.99 % |
Initial APR: 1279.1 % |
| Level payment: 87.79 |
Final payment: 87.67 |
Last scheduled payment day: 157 |
| Total scheduled payments: 526.62 |
Total principal: 317.26 |
Total interest: 209.36 |
FSharp.Finance.Personal