AprEuTest_fp05_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 5 |
110.87 |
12.6587 |
12.65 |
98.22 |
0.00 |
219.04 |
12.6587 |
12.65 |
98.22 |
| 35 |
110.87 |
52.4382 |
52.43 |
58.44 |
0.00 |
160.60 |
65.0969 |
65.08 |
156.66 |
| 66 |
110.87 |
39.7292 |
39.72 |
71.15 |
0.00 |
89.45 |
104.8261 |
104.80 |
227.81 |
| 96 |
110.86 |
21.4143 |
21.41 |
89.45 |
0.00 |
0.00 |
126.2404 |
126.21 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 5, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 06 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 39.78 % |
Initial APR: 1297.3 % |
| Level payment: 110.87 |
Final payment: 110.86 |
Last scheduled payment day: 96 |
| Total scheduled payments: 443.47 |
Total principal: 317.26 |
Total interest: 126.21 |
FSharp.Finance.Personal