AprEuTest_fp05_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 5 |
97.21 |
12.6587 |
12.65 |
84.56 |
0.00 |
232.70 |
12.6587 |
12.65 |
84.56 |
| 35 |
97.21 |
55.7084 |
55.70 |
41.51 |
0.00 |
191.19 |
68.3671 |
68.35 |
126.07 |
| 66 |
97.21 |
47.2966 |
47.29 |
49.92 |
0.00 |
141.27 |
115.6636 |
115.64 |
175.99 |
| 96 |
97.21 |
33.8200 |
33.82 |
63.39 |
0.00 |
77.88 |
149.4837 |
149.46 |
239.38 |
| 127 |
97.14 |
19.2660 |
19.26 |
77.88 |
0.00 |
0.00 |
168.7496 |
168.72 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 5, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 06 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 53.18 % |
Initial APR: 1288.8 % |
| Level payment: 97.21 |
Final payment: 97.14 |
Last scheduled payment day: 127 |
| Total scheduled payments: 485.98 |
Total principal: 317.26 |
Total interest: 168.72 |
FSharp.Finance.Personal