AprEuTest_fp05_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 5 |
88.46 |
12.6587 |
12.65 |
75.81 |
0.00 |
241.45 |
12.6587 |
12.65 |
75.81 |
| 35 |
88.46 |
57.8031 |
57.80 |
30.66 |
0.00 |
210.79 |
70.4618 |
70.45 |
106.47 |
| 66 |
88.46 |
52.1452 |
52.14 |
36.32 |
0.00 |
174.47 |
122.6070 |
122.59 |
142.79 |
| 96 |
88.46 |
41.7681 |
41.76 |
46.70 |
0.00 |
127.77 |
164.3752 |
164.35 |
189.49 |
| 127 |
88.46 |
31.6077 |
31.60 |
56.86 |
0.00 |
70.91 |
195.9829 |
195.95 |
246.35 |
| 158 |
88.45 |
17.5417 |
17.54 |
70.91 |
0.00 |
0.00 |
213.5246 |
213.49 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 5, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 06 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 67.29 % |
Initial APR: 1283.4 % |
| Level payment: 88.46 |
Final payment: 88.45 |
Last scheduled payment day: 158 |
| Total scheduled payments: 530.75 |
Total principal: 317.26 |
Total interest: 213.49 |
FSharp.Finance.Personal