AprEuTest_fp06_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 6 |
111.73 |
15.1904 |
15.19 |
96.54 |
0.00 |
220.72 |
15.1904 |
15.19 |
96.54 |
| 36 |
111.73 |
52.8404 |
52.84 |
58.89 |
0.00 |
161.83 |
68.0308 |
68.03 |
155.43 |
| 67 |
111.73 |
40.0335 |
40.03 |
71.70 |
0.00 |
90.13 |
108.0643 |
108.06 |
227.13 |
| 97 |
111.70 |
21.5771 |
21.57 |
90.13 |
0.00 |
0.00 |
129.6414 |
129.63 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 6, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 07 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 40.86 % |
Initial APR: 1302.9 % |
| Level payment: 111.73 |
Final payment: 111.70 |
Last scheduled payment day: 97 |
| Total scheduled payments: 446.89 |
Total principal: 317.26 |
Total interest: 129.63 |
FSharp.Finance.Personal