AprEuTest_fp06_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 6 |
97.95 |
15.1904 |
15.19 |
82.76 |
0.00 |
234.50 |
15.1904 |
15.19 |
82.76 |
| 36 |
97.95 |
56.1393 |
56.13 |
41.82 |
0.00 |
192.68 |
71.3297 |
71.32 |
124.58 |
| 67 |
97.95 |
47.6652 |
47.66 |
50.29 |
0.00 |
142.39 |
118.9949 |
118.98 |
174.87 |
| 97 |
97.95 |
34.0882 |
34.08 |
63.87 |
0.00 |
78.52 |
153.0831 |
153.06 |
238.74 |
| 128 |
97.94 |
19.4243 |
19.42 |
78.52 |
0.00 |
0.00 |
172.5073 |
172.48 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 6, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 07 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 54.37 % |
Initial APR: 1293.1 % |
| Level payment: 97.95 |
Final payment: 97.94 |
Last scheduled payment day: 128 |
| Total scheduled payments: 489.74 |
Total principal: 317.26 |
Total interest: 172.48 |
FSharp.Finance.Personal