AprEuTest_fp06_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 6 |
89.14 |
15.1904 |
15.19 |
73.95 |
0.00 |
243.31 |
15.1904 |
15.19 |
73.95 |
| 36 |
89.14 |
58.2484 |
58.24 |
30.90 |
0.00 |
212.41 |
73.4388 |
73.43 |
104.85 |
| 67 |
89.14 |
52.5460 |
52.54 |
36.60 |
0.00 |
175.81 |
125.9848 |
125.97 |
141.45 |
| 97 |
89.14 |
42.0889 |
42.08 |
47.06 |
0.00 |
128.75 |
168.0737 |
168.05 |
188.51 |
| 128 |
89.14 |
31.8502 |
31.85 |
57.29 |
0.00 |
71.46 |
199.9239 |
199.90 |
245.80 |
| 159 |
89.13 |
17.6778 |
17.67 |
71.46 |
0.00 |
0.00 |
217.6017 |
217.57 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 6, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 07 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 68.58 % |
Initial APR: 1287 % |
| Level payment: 89.14 |
Final payment: 89.13 |
Last scheduled payment day: 159 |
| Total scheduled payments: 534.83 |
Total principal: 317.26 |
Total interest: 217.57 |
FSharp.Finance.Personal