AprEuTest_fp07_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
112.58 |
17.7221 |
17.72 |
94.86 |
0.00 |
222.40 |
17.7221 |
17.72 |
94.86 |
| 37 |
112.58 |
53.2426 |
53.24 |
59.34 |
0.00 |
163.06 |
70.9647 |
70.96 |
154.20 |
| 68 |
112.58 |
40.3378 |
40.33 |
72.25 |
0.00 |
90.81 |
111.3025 |
111.29 |
226.45 |
| 98 |
112.54 |
21.7399 |
21.73 |
90.81 |
0.00 |
0.00 |
133.0424 |
133.02 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 7, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 41.93 % |
Initial APR: 1306.7 % |
| Level payment: 112.58 |
Final payment: 112.54 |
Last scheduled payment day: 98 |
| Total scheduled payments: 450.28 |
Total principal: 317.26 |
Total interest: 133.02 |
FSharp.Finance.Personal