AprEuTest_fp07_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
98.70 |
17.7221 |
17.72 |
80.98 |
0.00 |
236.28 |
17.7221 |
17.72 |
80.98 |
| 37 |
98.70 |
56.5654 |
56.56 |
42.14 |
0.00 |
194.14 |
74.2876 |
74.28 |
123.12 |
| 68 |
98.70 |
48.0264 |
48.02 |
50.68 |
0.00 |
143.46 |
122.3139 |
122.30 |
173.80 |
| 98 |
98.70 |
34.3443 |
34.34 |
64.36 |
0.00 |
79.10 |
156.6583 |
156.64 |
238.16 |
| 129 |
98.66 |
19.5678 |
19.56 |
79.10 |
0.00 |
0.00 |
176.2260 |
176.20 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 7, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 55.54 % |
Initial APR: 1296.6 % |
| Level payment: 98.70 |
Final payment: 98.66 |
Last scheduled payment day: 129 |
| Total scheduled payments: 493.46 |
Total principal: 317.26 |
Total interest: 176.20 |
FSharp.Finance.Personal