AprEuTest_fp07_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
89.82 |
17.7221 |
17.72 |
72.10 |
0.00 |
245.16 |
17.7221 |
17.72 |
72.10 |
| 37 |
89.82 |
58.6913 |
58.69 |
31.13 |
0.00 |
214.03 |
76.4134 |
76.41 |
103.23 |
| 68 |
89.82 |
52.9467 |
52.94 |
36.88 |
0.00 |
177.15 |
129.3602 |
129.35 |
140.11 |
| 98 |
89.82 |
42.4097 |
42.40 |
47.42 |
0.00 |
129.73 |
171.7699 |
171.75 |
187.53 |
| 129 |
89.82 |
32.0926 |
32.09 |
57.73 |
0.00 |
72.00 |
203.8625 |
203.84 |
245.26 |
| 160 |
89.81 |
17.8114 |
17.81 |
72.00 |
0.00 |
0.00 |
221.6739 |
221.65 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 7, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 69.86 % |
Initial APR: 1290.2 % |
| Level payment: 89.82 |
Final payment: 89.81 |
Last scheduled payment day: 160 |
| Total scheduled payments: 538.91 |
Total principal: 317.26 |
Total interest: 221.65 |
FSharp.Finance.Personal