AprEuTest_fp08_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 8 |
113.43 |
20.2539 |
20.25 |
93.18 |
0.00 |
224.08 |
20.2539 |
20.25 |
93.18 |
| 38 |
113.43 |
53.6448 |
53.64 |
59.79 |
0.00 |
164.29 |
73.8986 |
73.89 |
152.97 |
| 69 |
113.43 |
40.6421 |
40.64 |
72.79 |
0.00 |
91.50 |
114.5407 |
114.53 |
225.76 |
| 99 |
113.40 |
21.9051 |
21.90 |
91.50 |
0.00 |
0.00 |
136.4458 |
136.43 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 8, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 09 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 43 % |
Initial APR: 1310 % |
| Level payment: 113.43 |
Final payment: 113.40 |
Last scheduled payment day: 99 |
| Total scheduled payments: 453.69 |
Total principal: 317.26 |
Total interest: 136.43 |
FSharp.Finance.Personal