AprEuTest_fp08_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 8 |
99.45 |
20.2539 |
20.25 |
79.20 |
0.00 |
238.06 |
20.2539 |
20.25 |
79.20 |
| 38 |
99.45 |
56.9916 |
56.99 |
42.46 |
0.00 |
195.60 |
77.2454 |
77.24 |
121.66 |
| 69 |
99.45 |
48.3875 |
48.38 |
51.07 |
0.00 |
144.53 |
125.6330 |
125.62 |
172.73 |
| 99 |
99.45 |
34.6005 |
34.60 |
64.85 |
0.00 |
79.68 |
160.2335 |
160.22 |
237.58 |
| 130 |
99.39 |
19.7112 |
19.71 |
79.68 |
0.00 |
0.00 |
179.9447 |
179.93 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 8, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 09 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 56.71 % |
Initial APR: 1299.5 % |
| Level payment: 99.45 |
Final payment: 99.39 |
Last scheduled payment day: 130 |
| Total scheduled payments: 497.19 |
Total principal: 317.26 |
Total interest: 179.93 |
FSharp.Finance.Personal