AprEuTest_fp08_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 8 |
90.50 |
20.2539 |
20.25 |
70.25 |
0.00 |
247.01 |
20.2539 |
20.25 |
70.25 |
| 38 |
90.50 |
59.1342 |
59.13 |
31.37 |
0.00 |
215.64 |
79.3881 |
79.38 |
101.62 |
| 69 |
90.50 |
53.3450 |
53.34 |
37.16 |
0.00 |
178.48 |
132.7331 |
132.72 |
138.78 |
| 99 |
90.50 |
42.7281 |
42.72 |
47.78 |
0.00 |
130.70 |
175.4612 |
175.44 |
186.56 |
| 130 |
90.50 |
32.3326 |
32.33 |
58.17 |
0.00 |
72.53 |
207.7938 |
207.77 |
244.73 |
| 161 |
90.47 |
17.9425 |
17.94 |
72.53 |
0.00 |
0.00 |
225.7362 |
225.71 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 8, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 09 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 71.14 % |
Initial APR: 1292.6 % |
| Level payment: 90.50 |
Final payment: 90.47 |
Last scheduled payment day: 161 |
| Total scheduled payments: 542.97 |
Total principal: 317.26 |
Total interest: 225.71 |
FSharp.Finance.Personal