AprEuTest_fp09_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 9 |
114.28 |
22.7856 |
22.78 |
91.50 |
0.00 |
225.76 |
22.7856 |
22.78 |
91.50 |
| 39 |
114.28 |
54.0469 |
54.04 |
60.24 |
0.00 |
165.52 |
76.8326 |
76.82 |
151.74 |
| 70 |
114.28 |
40.9463 |
40.94 |
73.34 |
0.00 |
92.18 |
117.7789 |
117.76 |
225.08 |
| 100 |
114.24 |
22.0679 |
22.06 |
92.18 |
0.00 |
0.00 |
139.8468 |
139.82 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 9, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 10 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 44.07 % |
Initial APR: 1312.2 % |
| Level payment: 114.28 |
Final payment: 114.24 |
Last scheduled payment day: 100 |
| Total scheduled payments: 457.08 |
Total principal: 317.26 |
Total interest: 139.82 |
FSharp.Finance.Personal