AprEuTest_fp09_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 9 |
100.19 |
22.7856 |
22.78 |
77.41 |
0.00 |
239.85 |
22.7856 |
22.78 |
77.41 |
| 39 |
100.19 |
57.4201 |
57.42 |
42.77 |
0.00 |
197.08 |
80.2057 |
80.20 |
120.18 |
| 70 |
100.19 |
48.7537 |
48.75 |
51.44 |
0.00 |
145.64 |
128.9594 |
128.95 |
171.62 |
| 100 |
100.19 |
34.8662 |
34.86 |
65.33 |
0.00 |
80.31 |
163.8256 |
163.81 |
236.95 |
| 131 |
100.17 |
19.8671 |
19.86 |
80.31 |
0.00 |
0.00 |
183.6927 |
183.67 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 9, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 10 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 57.89 % |
Initial APR: 1301.6 % |
| Level payment: 100.19 |
Final payment: 100.17 |
Last scheduled payment day: 131 |
| Total scheduled payments: 500.93 |
Total principal: 317.26 |
Total interest: 183.67 |
FSharp.Finance.Personal