AprEuTest_fp09_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
9	91.18	22.7856	22.78	68.40	0.00	248.86	22.7856	22.78	68.40
39	91.18	59.5771	59.57	31.61	0.00	217.25	82.3627	82.35	100.01
70	91.18	53.7433	53.74	37.44	0.00	179.81	136.1060	136.09	137.45
100	91.18	43.0465	43.04	48.14	0.00	131.67	179.1525	179.13	185.59
131	91.18	32.5725	32.57	58.61	0.00	73.06	211.7250	211.70	244.20
162	91.13	18.0736	18.07	73.06	0.00	0.00	229.7986	229.77	317.26

Description

EU APR test amortisation schedule, first payment day 9, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 10
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 72.42 %	Initial APR: 1294.5 %
Level payment: 91.18	Final payment: 91.13	Last scheduled payment day: 162
Total scheduled payments: 547.03	Total principal: 317.26	Total interest: 229.77