AprEuTest_fp10_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
10	100.93	25.3173	25.31	75.62	0.00	241.64	25.3173	25.31	75.62
40	100.93	57.8486	57.84	43.09	0.00	198.55	83.1660	83.15	118.71
71	100.93	49.1173	49.11	51.82	0.00	146.73	132.2833	132.26	170.53
101	100.93	35.1272	35.12	65.81	0.00	80.92	167.4104	167.38	236.34
132	100.93	20.0180	20.01	80.92	0.00	0.00	187.4284	187.39	317.26

Description

EU APR test amortisation schedule, first payment day 10, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 11
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 59.07 %	Initial APR: 1303 %
Level payment: 100.93	Final payment: 100.93	Last scheduled payment day: 132
Total scheduled payments: 504.65	Total principal: 317.26	Total interest: 187.39