AprEuTest_fp10_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
10	91.86	25.3173	25.31	66.55	0.00	250.71	25.3173	25.31	66.55
40	91.86	60.0200	60.01	31.85	0.00	218.86	85.3373	85.32	98.40
71	91.86	54.1416	54.14	37.72	0.00	181.14	139.4789	139.46	136.12
101	91.86	43.3649	43.36	48.50	0.00	132.64	182.8438	182.82	184.62
132	91.86	32.8125	32.81	59.05	0.00	73.59	215.6563	215.63	243.67
163	91.79	18.2047	18.20	73.59	0.00	0.00	233.8610	233.83	317.26

Description

EU APR test amortisation schedule, first payment day 10, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 11
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 73.7 %	Initial APR: 1296 %
Level payment: 91.86	Final payment: 91.79	Last scheduled payment day: 163
Total scheduled payments: 551.09	Total principal: 317.26	Total interest: 233.83