AprEuTest_fp11_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 11 |
115.98 |
27.8491 |
27.84 |
88.14 |
0.00 |
229.12 |
27.8491 |
27.84 |
88.14 |
| 41 |
115.98 |
54.8513 |
54.85 |
61.13 |
0.00 |
167.99 |
82.7004 |
82.69 |
149.27 |
| 72 |
115.98 |
41.5574 |
41.55 |
74.43 |
0.00 |
93.56 |
124.2578 |
124.24 |
223.70 |
| 102 |
115.95 |
22.3983 |
22.39 |
93.56 |
0.00 |
0.00 |
146.6560 |
146.63 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 11, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 12 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 46.22 % |
Initial APR: 1315.2 % |
| Level payment: 115.98 |
Final payment: 115.95 |
Last scheduled payment day: 102 |
| Total scheduled payments: 463.89 |
Total principal: 317.26 |
Total interest: 146.63 |
FSharp.Finance.Personal