AprEuTest_fp11_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 11 |
101.68 |
27.8491 |
27.84 |
73.84 |
0.00 |
243.42 |
27.8491 |
27.84 |
73.84 |
| 41 |
101.68 |
58.2747 |
58.27 |
43.41 |
0.00 |
200.01 |
86.1238 |
86.11 |
117.25 |
| 72 |
101.68 |
49.4785 |
49.47 |
52.21 |
0.00 |
147.80 |
135.6023 |
135.58 |
169.46 |
| 102 |
101.68 |
35.3833 |
35.38 |
66.30 |
0.00 |
81.50 |
170.9856 |
170.96 |
235.76 |
| 133 |
101.66 |
20.1615 |
20.16 |
81.50 |
0.00 |
0.00 |
191.1471 |
191.12 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 11, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 12 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 60.24 % |
Initial APR: 1304.2 % |
| Level payment: 101.68 |
Final payment: 101.66 |
Last scheduled payment day: 133 |
| Total scheduled payments: 508.38 |
Total principal: 317.26 |
Total interest: 191.12 |
FSharp.Finance.Personal