AprEuTest_fp11_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 11 |
92.54 |
27.8491 |
27.84 |
64.70 |
0.00 |
252.56 |
27.8491 |
27.84 |
64.70 |
| 41 |
92.54 |
60.4629 |
60.46 |
32.08 |
0.00 |
220.48 |
88.3119 |
88.30 |
96.78 |
| 72 |
92.54 |
54.5423 |
54.54 |
38.00 |
0.00 |
182.48 |
142.8543 |
142.84 |
134.78 |
| 102 |
92.54 |
43.6857 |
43.68 |
48.86 |
0.00 |
133.62 |
186.5400 |
186.52 |
183.64 |
| 133 |
92.54 |
33.0549 |
33.05 |
59.49 |
0.00 |
74.13 |
219.5949 |
219.57 |
243.13 |
| 164 |
92.46 |
18.3383 |
18.33 |
74.13 |
0.00 |
0.00 |
237.9332 |
237.90 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 11, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 12 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 74.99 % |
Initial APR: 1297.1 % |
| Level payment: 92.54 |
Final payment: 92.46 |
Last scheduled payment day: 164 |
| Total scheduled payments: 555.16 |
Total principal: 317.26 |
Total interest: 237.90 |
FSharp.Finance.Personal