AprEuTest_fp12_pc4
Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
12 |
116.83 |
30.3808 |
30.38 |
86.45 |
0.00 |
230.81 |
30.3808 |
30.38 |
86.45 |
42 |
116.83 |
55.2559 |
55.25 |
61.58 |
0.00 |
169.23 |
85.6367 |
85.63 |
148.03 |
73 |
116.83 |
41.8641 |
41.86 |
74.97 |
0.00 |
94.26 |
127.5008 |
127.49 |
223.00 |
103 |
116.82 |
22.5658 |
22.56 |
94.26 |
0.00 |
0.00 |
150.0667 |
150.05 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 12, payment count 4
Generated: see details
Basic Parameters
Evaluation Date |
2025-04-01 |
Start Date |
2025-04-01 |
Principal |
317.26 |
Schedule options |
config: auto-generate schedule |
schedule length: payment count 4 |
unit-period config: monthly from 2025-04 on 13 |
|
Payment options |
rounding: rounded up |
level-payment option: lower final payment |
|
Fee options |
no fee
|
Interest options |
standard rate: 0.798 % per day |
method: actuarial |
rounding: rounded down |
APR method: EU to 1 d.p. |
cap: total 100 %; daily 0.8 % |
|
Initial Stats
Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 47.3 % |
Initial APR: 1315.9 % |
Level payment: 116.83 |
Final payment: 116.82 |
Last scheduled payment day: 103 |
Total scheduled payments: 467.31 |
Total principal: 317.26 |
Total interest: 150.05 |