Header menu logo FSharp.Finance.Personal

AprEuTest_fp12_pc4

Day Scheduled payment Actuarial interest Interest portion Principal portion Interest balance Principal balance Total actuarial interest Total interest Total principal
0 0.00 0.0000 0.00 0.00 0.00 317.26 0.0000 0.00 0.00
12 116.83 30.3808 30.38 86.45 0.00 230.81 30.3808 30.38 86.45
42 116.83 55.2559 55.25 61.58 0.00 169.23 85.6367 85.63 148.03
73 116.83 41.8641 41.86 74.97 0.00 94.26 127.5008 127.49 223.00
103 116.82 22.5658 22.56 94.26 0.00 0.00 150.0667 150.05 317.26

Description

EU APR test amortisation schedule, first payment day 12, payment count 4

Generated: see details

Basic Parameters

Evaluation Date 2025-04-01
Start Date 2025-04-01
Principal 317.26
Schedule options
config: auto-generate schedule schedule length: payment count 4
unit-period config: monthly from 2025-04 on 13
Payment options
rounding: rounded up
level-payment option: lower final payment
Fee options no fee
Interest options
standard rate: 0.798 % per day method: actuarial
rounding: rounded down APR method: EU to 1 d.p.
cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00 Initial cost-to-borrowing ratio: 47.3 % Initial APR: 1315.9 %
Level payment: 116.83 Final payment: 116.82 Last scheduled payment day: 103
Total scheduled payments: 467.31 Total principal: 317.26 Total interest: 150.05

Type something to start searching.