AprEuTest_fp12_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 12 |
102.43 |
30.3808 |
30.38 |
72.05 |
0.00 |
245.21 |
30.3808 |
30.38 |
72.05 |
| 42 |
102.43 |
58.7033 |
58.70 |
43.73 |
0.00 |
201.48 |
89.0841 |
89.08 |
115.78 |
| 73 |
102.43 |
49.8421 |
49.84 |
52.59 |
0.00 |
148.89 |
138.9262 |
138.92 |
168.37 |
| 103 |
102.43 |
35.6443 |
35.64 |
66.79 |
0.00 |
82.10 |
174.5705 |
174.56 |
235.16 |
| 134 |
102.40 |
20.3099 |
20.30 |
82.10 |
0.00 |
0.00 |
194.8804 |
194.86 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 12, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 13 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 61.42 % |
Initial APR: 1305.1 % |
| Level payment: 102.43 |
Final payment: 102.40 |
Last scheduled payment day: 134 |
| Total scheduled payments: 512.12 |
Total principal: 317.26 |
Total interest: 194.86 |
FSharp.Finance.Personal