AprEuTest_fp12_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 12 |
93.22 |
30.3808 |
30.38 |
62.84 |
0.00 |
254.42 |
30.3808 |
30.38 |
62.84 |
| 42 |
93.22 |
60.9081 |
60.90 |
32.32 |
0.00 |
222.10 |
91.2890 |
91.28 |
95.16 |
| 73 |
93.22 |
54.9431 |
54.94 |
38.28 |
0.00 |
183.82 |
146.2321 |
146.22 |
133.44 |
| 103 |
93.22 |
44.0065 |
44.00 |
49.22 |
0.00 |
134.60 |
190.2386 |
190.22 |
182.66 |
| 134 |
93.22 |
33.2973 |
33.29 |
59.93 |
0.00 |
74.67 |
223.5359 |
223.51 |
242.59 |
| 165 |
93.14 |
18.4719 |
18.47 |
74.67 |
0.00 |
0.00 |
242.0078 |
241.98 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 12, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 13 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 76.27 % |
Initial APR: 1297.8 % |
| Level payment: 93.22 |
Final payment: 93.14 |
Last scheduled payment day: 165 |
| Total scheduled payments: 559.24 |
Total principal: 317.26 |
Total interest: 241.98 |
FSharp.Finance.Personal