AprEuTest_fp13_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 13 |
117.68 |
32.9126 |
32.91 |
84.77 |
0.00 |
232.49 |
32.9126 |
32.91 |
84.77 |
| 43 |
117.68 |
55.6581 |
55.65 |
62.03 |
0.00 |
170.46 |
88.5707 |
88.56 |
146.80 |
| 74 |
117.68 |
42.1684 |
42.16 |
75.52 |
0.00 |
94.94 |
130.7391 |
130.72 |
222.32 |
| 104 |
117.66 |
22.7286 |
22.72 |
94.94 |
0.00 |
0.00 |
153.4677 |
153.44 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 13, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 14 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 48.36 % |
Initial APR: 1315.7 % |
| Level payment: 117.68 |
Final payment: 117.66 |
Last scheduled payment day: 104 |
| Total scheduled payments: 470.70 |
Total principal: 317.26 |
Total interest: 153.44 |
FSharp.Finance.Personal