AprEuTest_fp13_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
13	103.18	32.9126	32.91	70.27	0.00	246.99	32.9126	32.91	70.27
43	103.18	59.1294	59.12	44.06	0.00	202.93	92.0420	92.03	114.33
74	103.18	50.2008	50.20	52.98	0.00	149.95	142.2428	142.23	167.31
104	103.18	35.8980	35.89	67.29	0.00	82.66	178.1408	178.12	234.60
135	103.10	20.4484	20.44	82.66	0.00	0.00	198.5892	198.56	317.26

Description

EU APR test amortisation schedule, first payment day 13, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 14
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 62.59 %	Initial APR: 1305 %
Level payment: 103.18	Final payment: 103.10	Last scheduled payment day: 135
Total scheduled payments: 515.82	Total principal: 317.26	Total interest: 198.56