AprEuTest_fp13_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 13 |
93.90 |
32.9126 |
32.91 |
60.99 |
0.00 |
256.27 |
32.9126 |
32.91 |
60.99 |
| 43 |
93.90 |
61.3510 |
61.35 |
32.55 |
0.00 |
223.72 |
94.2636 |
94.26 |
93.54 |
| 74 |
93.90 |
55.3439 |
55.34 |
38.56 |
0.00 |
185.16 |
149.6074 |
149.60 |
132.10 |
| 104 |
93.90 |
44.3273 |
44.32 |
49.58 |
0.00 |
135.58 |
193.9347 |
193.92 |
181.68 |
| 135 |
93.90 |
33.5398 |
33.53 |
60.37 |
0.00 |
75.21 |
227.4745 |
227.45 |
242.05 |
| 166 |
93.81 |
18.6054 |
18.60 |
75.21 |
0.00 |
0.00 |
246.0800 |
246.05 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 13, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 14 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 77.55 % |
Initial APR: 1298 % |
| Level payment: 93.90 |
Final payment: 93.81 |
Last scheduled payment day: 166 |
| Total scheduled payments: 563.31 |
Total principal: 317.26 |
Total interest: 246.05 |
FSharp.Finance.Personal