AprEuTest_fp14_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 14 |
118.53 |
35.4443 |
35.44 |
83.09 |
0.00 |
234.17 |
35.4443 |
35.44 |
83.09 |
| 44 |
118.53 |
56.0603 |
56.06 |
62.47 |
0.00 |
171.70 |
91.5046 |
91.50 |
145.56 |
| 75 |
118.53 |
42.4751 |
42.47 |
76.06 |
0.00 |
95.64 |
133.9797 |
133.97 |
221.62 |
| 105 |
118.53 |
22.8962 |
22.89 |
95.64 |
0.00 |
0.00 |
156.8759 |
156.86 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 14, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 15 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 49.44 % |
Initial APR: 1315.3 % |
| Level payment: 118.53 |
Final payment: 118.53 |
Last scheduled payment day: 105 |
| Total scheduled payments: 474.12 |
Total principal: 317.26 |
Total interest: 156.86 |
FSharp.Finance.Personal