AprEuTest_fp14_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 14 |
103.92 |
35.4443 |
35.44 |
68.48 |
0.00 |
248.78 |
35.4443 |
35.44 |
68.48 |
| 44 |
103.92 |
59.5579 |
59.55 |
44.37 |
0.00 |
204.41 |
95.0022 |
94.99 |
112.85 |
| 75 |
103.92 |
50.5669 |
50.56 |
53.36 |
0.00 |
151.05 |
145.5692 |
145.55 |
166.21 |
| 105 |
103.92 |
36.1614 |
36.16 |
67.76 |
0.00 |
83.29 |
181.7305 |
181.71 |
233.97 |
| 136 |
103.89 |
20.6043 |
20.60 |
83.29 |
0.00 |
0.00 |
202.3348 |
202.31 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 14, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 15 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 63.77 % |
Initial APR: 1304.7 % |
| Level payment: 103.92 |
Final payment: 103.89 |
Last scheduled payment day: 136 |
| Total scheduled payments: 519.57 |
Total principal: 317.26 |
Total interest: 202.31 |
FSharp.Finance.Personal