AprEuTest_fp14_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 14 |
94.57 |
35.4443 |
35.44 |
59.13 |
0.00 |
258.13 |
35.4443 |
35.44 |
59.13 |
| 44 |
94.57 |
61.7963 |
61.79 |
32.78 |
0.00 |
225.35 |
97.2406 |
97.23 |
91.91 |
| 75 |
94.57 |
55.7471 |
55.74 |
38.83 |
0.00 |
186.52 |
152.9877 |
152.97 |
130.74 |
| 105 |
94.57 |
44.6529 |
44.65 |
49.92 |
0.00 |
136.60 |
197.6406 |
197.62 |
180.66 |
| 136 |
94.57 |
33.7921 |
33.79 |
60.78 |
0.00 |
75.82 |
231.4327 |
231.41 |
241.44 |
| 167 |
94.57 |
18.7564 |
18.75 |
75.82 |
0.00 |
0.00 |
250.1890 |
250.16 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 14, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 15 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 78.85 % |
Initial APR: 1297.8 % |
| Level payment: 94.57 |
Final payment: 94.57 |
Last scheduled payment day: 167 |
| Total scheduled payments: 567.42 |
Total principal: 317.26 |
Total interest: 250.16 |
FSharp.Finance.Personal