AprEuTest_fp15_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 15 |
104.67 |
37.9760 |
37.97 |
66.70 |
0.00 |
250.56 |
37.9760 |
37.97 |
66.70 |
| 45 |
104.67 |
59.9841 |
59.98 |
44.69 |
0.00 |
205.87 |
97.9601 |
97.95 |
111.39 |
| 76 |
104.67 |
50.9281 |
50.92 |
53.75 |
0.00 |
152.12 |
148.8882 |
148.87 |
165.14 |
| 106 |
104.67 |
36.4175 |
36.41 |
68.26 |
0.00 |
83.86 |
185.3057 |
185.28 |
233.40 |
| 137 |
104.60 |
20.7453 |
20.74 |
83.86 |
0.00 |
0.00 |
206.0510 |
206.02 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 15, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 16 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 64.94 % |
Initial APR: 1304 % |
| Level payment: 104.67 |
Final payment: 104.60 |
Last scheduled payment day: 137 |
| Total scheduled payments: 523.28 |
Total principal: 317.26 |
Total interest: 206.02 |
FSharp.Finance.Personal