AprEuTest_fp15_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 15 |
95.25 |
37.9760 |
37.97 |
57.28 |
0.00 |
259.98 |
37.9760 |
37.97 |
57.28 |
| 45 |
95.25 |
62.2392 |
62.23 |
33.02 |
0.00 |
226.96 |
100.2152 |
100.20 |
90.30 |
| 76 |
95.25 |
56.1454 |
56.14 |
39.11 |
0.00 |
187.85 |
156.3606 |
156.34 |
129.41 |
| 106 |
95.25 |
44.9713 |
44.97 |
50.28 |
0.00 |
137.57 |
201.3319 |
201.31 |
179.69 |
| 137 |
95.25 |
34.0321 |
34.03 |
61.22 |
0.00 |
76.35 |
235.3640 |
235.34 |
240.91 |
| 168 |
95.23 |
18.8875 |
18.88 |
76.35 |
0.00 |
0.00 |
254.2514 |
254.22 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 15, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 16 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 80.13 % |
Initial APR: 1297.2 % |
| Level payment: 95.25 |
Final payment: 95.23 |
Last scheduled payment day: 168 |
| Total scheduled payments: 571.48 |
Total principal: 317.26 |
Total interest: 254.22 |
FSharp.Finance.Personal