AprEuTest_fp16_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 16 |
120.23 |
40.5078 |
40.50 |
79.73 |
0.00 |
237.53 |
40.5078 |
40.50 |
79.73 |
| 46 |
120.23 |
56.8647 |
56.86 |
63.37 |
0.00 |
174.16 |
97.3724 |
97.36 |
143.10 |
| 77 |
120.23 |
43.0837 |
43.08 |
77.15 |
0.00 |
97.01 |
140.4561 |
140.44 |
220.25 |
| 107 |
120.23 |
23.2242 |
23.22 |
97.01 |
0.00 |
0.00 |
163.6803 |
163.66 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 16, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 17 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 51.59 % |
Initial APR: 1312.6 % |
| Level payment: 120.23 |
Final payment: 120.23 |
Last scheduled payment day: 107 |
| Total scheduled payments: 480.92 |
Total principal: 317.26 |
Total interest: 163.66 |
FSharp.Finance.Personal