AprEuTest_fp16_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 16 |
105.41 |
40.5078 |
40.50 |
64.91 |
0.00 |
252.35 |
40.5078 |
40.50 |
64.91 |
| 46 |
105.41 |
60.4126 |
60.41 |
45.00 |
0.00 |
207.35 |
100.9203 |
100.91 |
109.91 |
| 77 |
105.41 |
51.2942 |
51.29 |
54.12 |
0.00 |
153.23 |
152.2146 |
152.20 |
164.03 |
| 107 |
105.41 |
36.6833 |
36.68 |
68.73 |
0.00 |
84.50 |
188.8979 |
188.88 |
232.76 |
| 138 |
105.40 |
20.9036 |
20.90 |
84.50 |
0.00 |
0.00 |
209.8015 |
209.78 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 16, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 17 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 66.12 % |
Initial APR: 1303 % |
| Level payment: 105.41 |
Final payment: 105.40 |
Last scheduled payment day: 138 |
| Total scheduled payments: 527.04 |
Total principal: 317.26 |
Total interest: 209.78 |
FSharp.Finance.Personal