AprEuTest_fp16_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
16	95.93	40.5078	40.50	55.43	0.00	261.83	40.5078	40.50	55.43
46	95.93	62.6821	62.68	33.25	0.00	228.58	103.1899	103.18	88.68
77	95.93	56.5461	56.54	39.39	0.00	189.19	159.7360	159.72	128.07
107	95.93	45.2921	45.29	50.64	0.00	138.55	205.0281	205.01	178.71
138	95.93	34.2745	34.27	61.66	0.00	76.89	239.3026	239.28	240.37
169	95.91	19.0210	19.02	76.89	0.00	0.00	258.3236	258.30	317.26

Description

EU APR test amortisation schedule, first payment day 16, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 17
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 81.42 %	Initial APR: 1296.5 %
Level payment: 95.93	Final payment: 95.91	Last scheduled payment day: 169
Total scheduled payments: 575.56	Total principal: 317.26	Total interest: 258.30