AprEuTest_fp17_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 17 |
106.16 |
43.0395 |
43.03 |
63.13 |
0.00 |
254.13 |
43.0395 |
43.03 |
63.13 |
| 47 |
106.16 |
60.8387 |
60.83 |
45.33 |
0.00 |
208.80 |
103.8782 |
103.86 |
108.46 |
| 78 |
106.16 |
51.6529 |
51.65 |
54.51 |
0.00 |
154.29 |
155.5312 |
155.51 |
162.97 |
| 108 |
106.16 |
36.9370 |
36.93 |
69.23 |
0.00 |
85.06 |
192.4682 |
192.44 |
232.20 |
| 139 |
106.10 |
21.0421 |
21.04 |
85.06 |
0.00 |
0.00 |
213.5103 |
213.48 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 17, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 18 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 67.29 % |
Initial APR: 1301.4 % |
| Level payment: 106.16 |
Final payment: 106.10 |
Last scheduled payment day: 139 |
| Total scheduled payments: 530.74 |
Total principal: 317.26 |
Total interest: 213.48 |
FSharp.Finance.Personal