AprEuTest_fp17_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 17 |
96.61 |
43.0395 |
43.03 |
53.58 |
0.00 |
263.68 |
43.0395 |
43.03 |
53.58 |
| 47 |
96.61 |
63.1250 |
63.12 |
33.49 |
0.00 |
230.19 |
106.1645 |
106.15 |
87.07 |
| 78 |
96.61 |
56.9444 |
56.94 |
39.67 |
0.00 |
190.52 |
163.1089 |
163.09 |
126.74 |
| 108 |
96.61 |
45.6105 |
45.61 |
51.00 |
0.00 |
139.52 |
208.7194 |
208.70 |
177.74 |
| 139 |
96.61 |
34.5145 |
34.51 |
62.10 |
0.00 |
77.42 |
243.2338 |
243.21 |
239.84 |
| 170 |
96.57 |
19.1522 |
19.15 |
77.42 |
0.00 |
0.00 |
262.3860 |
262.36 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 17, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 18 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 82.7 % |
Initial APR: 1295.2 % |
| Level payment: 96.61 |
Final payment: 96.57 |
Last scheduled payment day: 170 |
| Total scheduled payments: 579.62 |
Total principal: 317.26 |
Total interest: 262.36 |
FSharp.Finance.Personal