AprEuTest_fp18_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
18	106.91	45.5712	45.57	61.34	0.00	255.92	45.5712	45.57	61.34
48	106.91	61.2672	61.26	45.65	0.00	210.27	106.8385	106.83	106.99
79	106.91	52.0166	52.01	54.90	0.00	155.37	158.8551	158.84	161.89
109	106.91	37.1956	37.19	69.72	0.00	85.65	196.0506	196.03	231.61
140	106.83	21.1881	21.18	85.65	0.00	0.00	217.2387	217.21	317.26

Description

EU APR test amortisation schedule, first payment day 18, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 19
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 68.46 %	Initial APR: 1299.7 %
Level payment: 106.91	Final payment: 106.83	Last scheduled payment day: 140
Total scheduled payments: 534.47	Total principal: 317.26	Total interest: 217.21