AprEuTest_fp18_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 18 |
97.29 |
45.5712 |
45.57 |
51.72 |
0.00 |
265.54 |
45.5712 |
45.57 |
51.72 |
| 48 |
97.29 |
63.5703 |
63.57 |
33.72 |
0.00 |
231.82 |
109.1415 |
109.14 |
85.44 |
| 79 |
97.29 |
57.3476 |
57.34 |
39.95 |
0.00 |
191.87 |
166.4891 |
166.48 |
125.39 |
| 109 |
97.29 |
45.9337 |
45.93 |
51.36 |
0.00 |
140.51 |
212.4228 |
212.41 |
176.75 |
| 140 |
97.29 |
34.7594 |
34.75 |
62.54 |
0.00 |
77.97 |
247.1822 |
247.16 |
239.29 |
| 171 |
97.25 |
19.2882 |
19.28 |
77.97 |
0.00 |
0.00 |
266.4704 |
266.44 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 18, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 19 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 83.98 % |
Initial APR: 1293.8 % |
| Level payment: 97.29 |
Final payment: 97.25 |
Last scheduled payment day: 171 |
| Total scheduled payments: 583.70 |
Total principal: 317.26 |
Total interest: 266.44 |
FSharp.Finance.Personal