AprEuTest_fp19_pc4

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
19	122.79	48.1030	48.10	74.69	0.00	242.57	48.1030	48.10	74.69
49	122.79	58.0713	58.07	64.72	0.00	177.85	106.1742	106.17	139.41
80	122.79	43.9965	43.99	78.80	0.00	99.05	150.1708	150.16	218.21
110	122.76	23.7126	23.71	99.05	0.00	0.00	173.8833	173.87	317.26

Description

EU APR test amortisation schedule, first payment day 19, payment count 4

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 4 unit-period config: monthly from 2025-04 on 20
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 54.8 %	Initial APR: 1305.8 %
Level payment: 122.79	Final payment: 122.76	Last scheduled payment day: 110
Total scheduled payments: 491.13	Total principal: 317.26	Total interest: 173.87