AprEuTest_fp19_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 19 |
107.65 |
48.1030 |
48.10 |
59.55 |
0.00 |
257.71 |
48.1030 |
48.10 |
59.55 |
| 49 |
107.65 |
61.6958 |
61.69 |
45.96 |
0.00 |
211.75 |
109.7987 |
109.79 |
105.51 |
| 80 |
107.65 |
52.3827 |
52.38 |
55.27 |
0.00 |
156.48 |
162.1815 |
162.17 |
160.78 |
| 110 |
107.65 |
37.4613 |
37.46 |
70.19 |
0.00 |
86.29 |
199.6428 |
199.63 |
230.97 |
| 141 |
107.63 |
21.3464 |
21.34 |
86.29 |
0.00 |
0.00 |
220.9892 |
220.97 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 19, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 20 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 69.65 % |
Initial APR: 1297.7 % |
| Level payment: 107.65 |
Final payment: 107.63 |
Last scheduled payment day: 141 |
| Total scheduled payments: 538.23 |
Total principal: 317.26 |
Total interest: 220.97 |
FSharp.Finance.Personal