AprEuTest_fp19_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 19 |
97.97 |
48.1030 |
48.10 |
49.87 |
0.00 |
267.39 |
48.1030 |
48.10 |
49.87 |
| 49 |
97.97 |
64.0132 |
64.01 |
33.96 |
0.00 |
233.43 |
112.1161 |
112.11 |
83.83 |
| 80 |
97.97 |
57.7459 |
57.74 |
40.23 |
0.00 |
193.20 |
169.8620 |
169.85 |
124.06 |
| 110 |
97.97 |
46.2521 |
46.25 |
51.72 |
0.00 |
141.48 |
216.1141 |
216.10 |
175.78 |
| 141 |
97.97 |
34.9993 |
34.99 |
62.98 |
0.00 |
78.50 |
251.1134 |
251.09 |
238.76 |
| 172 |
97.91 |
19.4193 |
19.41 |
78.50 |
0.00 |
0.00 |
270.5328 |
270.50 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 19, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 20 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 85.26 % |
Initial APR: 1292 % |
| Level payment: 97.97 |
Final payment: 97.91 |
Last scheduled payment day: 172 |
| Total scheduled payments: 587.76 |
Total principal: 317.26 |
Total interest: 270.50 |
FSharp.Finance.Personal