AprEuTest_fp20_pc4

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
20	123.64	50.6347	50.63	73.01	0.00	244.25	50.6347	50.63	73.01
50	123.64	58.4735	58.47	65.17	0.00	179.08	109.1081	109.10	138.18
81	123.64	44.3008	44.30	79.34	0.00	99.74	153.4090	153.40	217.52
111	123.61	23.8778	23.87	99.74	0.00	0.00	177.2867	177.27	317.26

Description

EU APR test amortisation schedule, first payment day 20, payment count 4

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 4 unit-period config: monthly from 2025-04 on 21
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 55.88 %	Initial APR: 1302.8 %
Level payment: 123.64	Final payment: 123.61	Last scheduled payment day: 111
Total scheduled payments: 494.53	Total principal: 317.26	Total interest: 177.27