AprEuTest_fp20_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 20 |
108.40 |
50.6347 |
50.63 |
57.77 |
0.00 |
259.49 |
50.6347 |
50.63 |
57.77 |
| 50 |
108.40 |
62.1219 |
62.12 |
46.28 |
0.00 |
213.21 |
112.7566 |
112.75 |
104.05 |
| 81 |
108.40 |
52.7439 |
52.74 |
55.66 |
0.00 |
157.55 |
165.5005 |
165.49 |
159.71 |
| 111 |
108.40 |
37.7175 |
37.71 |
70.69 |
0.00 |
86.86 |
203.2180 |
203.20 |
230.40 |
| 142 |
108.34 |
21.4874 |
21.48 |
86.86 |
0.00 |
0.00 |
224.7054 |
224.68 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 20, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 21 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 70.82 % |
Initial APR: 1295.2 % |
| Level payment: 108.40 |
Final payment: 108.34 |
Last scheduled payment day: 142 |
| Total scheduled payments: 541.94 |
Total principal: 317.26 |
Total interest: 224.68 |
FSharp.Finance.Personal