AprEuTest_fp20_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 20 |
98.65 |
50.6347 |
50.63 |
48.02 |
0.00 |
269.24 |
50.6347 |
50.63 |
48.02 |
| 50 |
98.65 |
64.4561 |
64.45 |
34.20 |
0.00 |
235.04 |
115.0908 |
115.08 |
82.22 |
| 81 |
98.65 |
58.1442 |
58.14 |
40.51 |
0.00 |
194.53 |
173.2349 |
173.22 |
122.73 |
| 111 |
98.65 |
46.5705 |
46.57 |
52.08 |
0.00 |
142.45 |
219.8054 |
219.79 |
174.81 |
| 142 |
98.65 |
35.2393 |
35.23 |
63.42 |
0.00 |
79.03 |
255.0447 |
255.02 |
238.23 |
| 173 |
98.58 |
19.5504 |
19.55 |
79.03 |
0.00 |
0.00 |
274.5952 |
274.57 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 20, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 21 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 86.54 % |
Initial APR: 1290 % |
| Level payment: 98.65 |
Final payment: 98.58 |
Last scheduled payment day: 173 |
| Total scheduled payments: 591.83 |
Total principal: 317.26 |
Total interest: 274.57 |
FSharp.Finance.Personal